8 DAYS / 7 NIGHTS WITH TRAIN TICKETS INCLUDED AND OVERNIGHT STAYS IN 4★ HOTELS IN MILAN AND BRESCIA.
DAY 1: MILAN
Arrival in Milan and check-in at the hotel.
Lombardy is a region of fascinating contrasts, where the modernity of the metropolises blends with the history of medieval towns and the charm of the great Alpine lakes. Here, one can experience a perfect balance between culture and innovation, from the cosmopolitan elegance of Milan to the timeless atmosphere of Bergamo and Brescia. With its enchanting lakes and waterside villages, Lombardy offers unique landscapes ideal for excursions and moments of relaxation. Culture, nature, history, and gastronomy come together to provide an authentic and unforgettable experience.
DAY 2: MILAN - BRESCIA
Departure by train from Milan to Brescia (approx. 50 min). Check-in at the hotel.
Known as the “Lioness of Italy” for its historical courage, Brescia offers a fascinating Roman and medieval heritage. The historic center is lively and well preserved, featuring the Castle and the Santa Giulia Museum, a UNESCO World Heritage Site. Brescian cuisine is hearty and flavorful, with local cold cuts, polenta, and cheeses.
Included standard experience:
Guided tour of Brescia’s historic center and UNESCO complex. Explore the monumental heart of Brescia: from the Capitolium Temple to the Roman Theatre, passing through the Old Cathedral and the Castle. The archaeological complex of Brescia is a UNESCO World Heritage Site and one of the most important in Italy.
DAY 3: BRESCIA
Immersive day discovering Brescia, among monuments and charming corners.
Suggested experiences:
Gastronomy in Brescia - Chocolate Tasting
A delicious and immersive experience in the world of artisan chocolate, guided by Giovanna, a master chocolatier. Through stories, aromas, and tastings, you will discover the history of cocoa and the different stages of its transformation, from bean to handmade chocolate.
During the workshop, you will create pralines and ganache using a piping bag, enjoying a creative and sensory activity dedicated to fine flavors and traditional craftsmanship.
Quad Tour in Franciacorta
Enjoy a scenic quad excursion through the Franciacorta area and the Sebino Peat Bog Nature Reserve, ending with a delicious aperitif surrounded by nature. The route is easy and suitable even for beginners with no previous quad experience.
DAY 4: ISEO – CREMONA – BRESCIA
Set off to discover the wonders of eastern Lombardy, among authentic villages, lake landscapes, and cities rich in history, art, and musical tradition.
Suggested train trip: Iseo
Departure by train to Iseo (approx. 1 hour).
Situated on the eastern shores of Lake Iseo, the village of Iseo is a hidden gem, largely untouched by mass tourism—perfect for those seeking authenticity, nature, and genuine flavours. Stroll along its cobbled streets, enjoy the romantic lakeside, explore artisan shops, and savour a glass of Franciacorta at sunset: every moment in Iseo reflects the slow, relaxed pace of a more intimate Lombardy.
Suggested train trip: Cremona
Departure by train to Cremona (approx. 1 hour).
Elegant and compact, Cremona is a city that enchants with its harmony of art, music, and traditions. Famous worldwide for its lutherie – the birthplace of Antonio Stradivari – it still preserves the ancient art of violin-making, recognised by UNESCO as an intangible cultural heritage.
DAY 5: DESENZANO DEL GARDA - BRESCIA
Experience the magic of Lake Garda starting from Desenzano: picturesque villages, ancient history, breathtaking views and authentic flavors combine to reveal the unique charm of this stunning region.
Suggested train departure: Desenzano del Garda
Departure by train to Desenzano del Garda (approx. 13 minutes).
Desenzano del Garda is a charming lakeside town, renowned for its picturesque harbor, beaches, and lively historic center filled with cobbled streets, animated squares, and traditional cafés. It is an ideal base for exploring Lake Garda, with numerous restaurants offering lake fish dishes and local wines such as Lugana.
DAY 6: BRESCIA - MILAN
Departure by train from Brescia to Milan (approx. 50 min). Check-in at the hotel.
Milan is a dynamic and cosmopolitan metropolis, a symbol of innovation, fashion, and design. Here tradition and modernity blend, with a lively cultural life and an energy that permeates art, business, and creativity. It is a city that never sleeps, perfect for those who love exploring contemporary spaces and ever-changing atmospheres.
Included regular experience:
Guided Walking Tour of Milano
Experience a unique evening in the beautiful city of Milan with a 2-hour guided walking tour through the city center. As the sun sets, Milan reveals its most romantic side, with elegant streets, lights, and atmospheres that transform the city beyond its usual fast-paced rhythm.
Suggested experiences:
Tour of Milano - Duomo and Sforza Castle
Discover two of Milan’s most iconic landmarks on a fascinating 4-hour guided tour. Admire the stunning beauty of Milan Cathedral and explore the rich history of Sforza Castle through a journey that combines art, culture, and unforgettable atmosphere.
Guided Tour of La Scala Theater
Discover the cultural heart of Milan with a guided visit to the world-famous La Scala Theatre, located just steps from Piazza del Duomo. During this 90-minute experience, you will explore one of the most prestigious opera houses in the world, learning about its history, great performances, and artistic legacy.
Guided Tour of Brera Art Gallery
Explore the charming Brera district, one of Milan’s most characteristic and artistic neighborhoods, on this 2-hour guided tour. The experience includes a visit to the renowned Pinacoteca di Brera, home to one of Italy’s most important collections of paintings and masterpieces.
Drinks and fingerfood on a Boat on the Navigli in Milan
Experience the lively atmosphere of Milan’s Navigli district with a relaxing cruise along the Naviglio Grande. During the tour, you will enjoy a traditional Milanese aperitivo with a cocktail and a selection of local finger foods.
As you sail through the canals, you will admire the historic “ringhiera” houses, the charming Vicolo dei Lavandai, and the ancient Church of San Cristoforo, while soaking in the authentic character and vibrant spirit of one of Milan’s most iconic neighborhoods.
Gastronomy in Milan - Evening Aperitif
Discover Milan by night on a guided tour through its most iconic landmarks and lively districts. Start in the Navigli area with a traditional aperitivo by the canals, enjoying a Spritz and local snacks.
Continue with a historic tram ride to the illuminated Sforza Castle, then explore the charming Brera district with a tasting of Italian cured meats, cheeses, and wine.
The tour proceeds to La Scala Theatre, the Galleria Vittorio Emanuele II, and ends in front of the Duomo, beautifully lit at night. Finish the experience with tiramisù or artisanal gelato in the city center.
E-Bike Tour of Milan
Explore Milan on a guided e-bike tour that blends history, culture, and modern architecture. With a local expert guide, discover the city through engaging stories and key landmarks.
Start at the Stock Exchange and continue to the Duomo, Castello Sforzesco, Parco Sempione, Galleria Vittorio Emanuele II, and the Navigli canals. Then explore Milan’s modern side with stops at Porta Nuova, Piazza Gae Aulenti, and the CityLife district.
A dynamic and immersive way to experience both the historic and contemporary face of Milan.
DAY 7: COMO - MILAN
Discover the elegance and charm of Lombardy, from iconic cities to lakeside villages: art, history, breathtaking views, and unique experiences will accompany you at every stop, from Milan to Como and Bellagio. Alternatively, experience an unforgettable Alpine adventure aboard the Bernina Express, one of Europe’s most spectacular railway journeys, crossing the majestic Swiss Alps.
Suggested experiences:
DAY 8: MILAN
Breakfast at the hotel*. At the indicated time, transfer to the airport for your return flight.
*Depending on the return flight schedule and the hotel breakfast service, you may not be able to enjoy the included breakfast on the last day.
Please note: excursions included in the package may be subject to changes in dates depending on the customer's arrival date.
The tour is available exclusively with an English-, Spanish-, Portuguese-, or Italian-speaking guide.
The structure of the trip is to be considered a suggestion based on the selected destination. The itinerary can be customized according to personal preferences, subject to the activities included in the program and the planned transfers.
Note: for any need or additional information, please do not hesitate to contact us.
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Materialin e plote ne gjuhen shqipe mund ta gjeni ketu - Termat dhe Kushtet e Perdorimit
1. Role of VAS HOLIDAYS
VAS HOLIDAYS acts primarily as an intermediary between the and third-party service providers (e.g., airlines, hotels, car rental companies, etc.), except in cases where it directly organizes Charters or Group Tours.
For bookings involving individual travel elements (e.g., flights, hotels, rental cars) or packages created and delivered by third-party providers, VAS HOLIDAYS serve solely as a mediator. In these cases, VAS HOLIDAYS is not a contractual party to the service agreement between the Customer and the service provider. Consequently, VAS HOLIDAYS is not liable for the performance, delivery, or quality of services provided by third-party suppliers.
Customers are advised to carefully review the terms and conditions of each third-party provider applicable to their specific bookings, including cancellation, refund, and change policies.
2. Confirmation and Travel Documents
2.1 Impossible Bookings
VAS HOLIDAYS’ system does not automatically prevent bookings that may conflict, such as two flights to the same destination at overlapping times or a flight and activity tickets in different locations for the same timeframe. If such bookings are made, refunds will not be provided, and the booking will remain subject to the terms and conditions of the respective suppliers.
2.2 Customer Responsibility for Legal and Travel Requirements
It is the Customer’s sole responsibility to:
VAS HOLIDAYS and its suppliers are not responsible for providing guidance on such requirements or guaranteeing the Customer’s ability to meet them. Failure to comply may result in the service being denied without the right to a refund.
2.3 Electronic Confirmation
Confirmation of reservations is provided electronically. In cases where vouchers or other travel documents cannot be immediately issued due to technical updates or supplier requirements, they will be sent to the Customer via email or other appropriate means.
2.4 Visas and Entry Requirements
Customers are responsible for contacting the relevant embassies or authorities to obtain accurate and up-to-date information on visa, passport, and entry requirements for their destinations. Failure to secure the required documentation is not the responsibility of VAS HOLIDAYS, and no compensation will be provided in such cases.
3. Data Protection Under Albanian Law
VAS HOLIDAYS ensure the protection of personal data in full compliance with the provisions of Law No. 9887, dated 10 March 2008, “On the Protection of Personal Data,” as amended. In accordance with Article 27 of the law, VAS HOLIDAYS implement appropriate technical and organizational measures to safeguard personal data from accidental or unlawful destruction, unauthorized access, or other forms of unlawful processing. Users bear the responsibility to maintain the confidentiality of their login credentials, including email addresses and passwords. Any failure to secure these credentials that results in unauthorized access is not the liability of VAS HOLIDAYS.
While VAS HOLIDAYS make all reasonable efforts to ensure the security of its website and systems, it cannot guarantee that the website is free from viruses or other harmful components. Users are strongly advised to take personal precautions, such as installing antivirus software and securing their internet connections, to mitigate such risks.
Personal data collected through our services is processed only for legitimate, specific, and explicitly stated purposes, as required by Article 6 of the law, and only with the prior consent of the user. VAS HOLIDAYS guarantee that personal data will be processed confidentially and used strictly for the purposes for which it was collected, as mandated by Article 28.
By utilizing our services, users confirm their understanding of an agreement with these terms, including their obligation to ensure compliance with all applicable data protection requirements. For further information, users may refer to Law No. 9887 or contact the Office of the Commissioner for the Right to Information and Data Protection in Albania.
4. PAYMENT
4.1 Service Fees
Credit and debit card companies impose processing fees for transactions made using their cards. Consequently, a non-refundable Transaction Fee of 2.5% is applied to certain travel bookings, including but not limited to flights, flight and hotel packages, hotel bookings, dynamic packages, transfers, car rentals, activities, events, cruises, and group bookings. This Transaction Fee is included in the final price displayed to the Customer.
4.2 Payment Methods
4.3 Payment Deadlines and Non-Payment Consequences
4.4 Customer Responsibility
Customers are responsible for ensuring that payments are completed in accordance with the instructions provided by VAS HOLIDAYS. Failure to adhere to these instructions may result in delays, cancellation of bookings, or additional penalties, for which VAS HOLIDAYS bears no liability.
5. REFUND POLICY
5.1 General Refund Terms
If a refund is due to be processed by VAS HOLIDAYS under the applicable Terms and Conditions, the Service Fee (4%-10%) charged on the original booking will remain non-refundable in all cases. This fee covers administrative and payment processing costs that are incurred regardless of the booking outcome.
5.2 Refund Process for B2B Users
For users with Business-to-Business (B2B) accounts, any refunds approved by VAS HOLIDAYS will be credited exclusively as a Deposit in the user’s account. This Deposit can only be used for future bookings on the VAS HOLIDAYS platform and is non-transferable.
5.3 Refund Process for B2C Users
For users with Business-to-Consumer (B2C) accounts, refunds will be processed as follows:
5.4 Exchange Rate Variations
For bookings made in foreign currencies, any refund amount may vary due to fluctuations in currency exchange rates between the time of booking and the time of refund processing. VAS HOLIDAYS is not liable for any differences arising from such fluctuations.
5.5 Refund Eligibility and Limitations
Refunds are subject to the specific terms and conditions of the service provider (e.g., airline, hotel, or car rental company). Refund requests will only be processed once VAS HOLIDAYS has received confirmation from the service provider regarding the refund eligibility and amount.
6. DEFERRED BOOKINGS
6.1 Payment Limit Timeframe
If a Customer chooses the Deferred Payment option when making a reservation, the system will automatically generate a specific Payment Limit Timeframe. This timeframe will be displayed at the time of booking confirmation.
6.2 Booking Confirmation and Pending Payment
Once the reservation is confirmed, the booking status will show as Booking Confirmed, even if the payment status is pending. However, the reservation remains conditionally confirmed and subject to automated cancellation if the full payment is not received by the specified Payment Limit date and time.
6.3 Customer Responsibility
It is the Customer’s responsibility to ensure that the payment is completed within the Payment Limit Timeframe. Failure to comply with this requirement may result in the automatic cancellation of the booking, without further notice, and VAS HOLIDAYS shall bear no liability for such cancellation.
7. BOOKING STATUS
7.1 Accessing Booking Status
Customers can verify the status of their bookings directly in the Bookings section of their account or by reviewing the details provided on the booking voucher.
7.2 Confirmed Bookings
A booking is considered fully confirmed only if the system displays the status Booking Completed for all services included in the reservation.
7.3 Other Statuses and Actions Required
If the system displays any other status, such as Pending to be Confirmed, On Request, Not Booked, or any similar indication, it is the Customer’s responsibility to immediately contact the VAS HOLIDAYS support team. The support team will review the status and provide the necessary updates or clarifications.
7.4 Customer Responsibility
Failure to verify or clarify the booking status in cases where it is not fully confirmed may result in the cancellation or non-fulfilment of the reservation. VAS HOLIDAYS assume no liability for any losses incurred due to delays in contacting support or failing to address unresolved booking statuses.
8. EXCEPTIONAL CIRCUMSTANCES
8.1 General Policy
VAS HOLIDAYS operate strictly within the scope of its standard Terms and Conditions. In cases of exceptional circumstances, such as health-related issues, bereavement, or other unpredictable events, VAS HOLIDAYS do not guarantee refunds, compensation, or modifications to bookings beyond what is provided under the applicable policies of the relevant third-party suppliers.
Force majeure events include, but are not limited to, natural disasters (e.g., earthquakes, floods, hurricanes), acts of terrorism, war, civil unrest, strikes, epidemics or pandemics, government-imposed restrictions, or other extraordinary circumstances that are unforeseeable, unavoidable, and beyond the reasonable control of VAS HOLIDAYS or its service providers.
In the event of a force majeure occurrence, VAS HOLIDAYS shall not be held liable for any failure to perform or delay in performing its contractual obligations. This includes, but is not limited to, the inability to provide travel services, refunds, or amendments, where such failure or delay arises directly from the force majeure event.
The Customer must notify VAS HOLIDAYS promptly in the event they are unable to fulfil their contractual obligations due to force majeure. Failure to provide timely notification may limit the remedies available under this clause.
Where possible, VAS HOLIDAYS will endeavour to assist the Customer in rescheduling travel services affected by force majeure or provide alternative solutions. Any such changes or cancellations will be subject to the terms and conditions of the individual suppliers. Refunds, if applicable, will be processed according to the supplier’s policies, and VAS HOLIDAYS cannot guarantee full or partial refunds in these circumstances.
VAS HOLIDAYS shall not be liable for any indirect or consequential losses, additional expenses, or damages incurred as a result of force majeure events. Customers are advised to address claims for compensation directly with the respective service providers (e.g., airlines, hotels)
VAS HOLIDAYS strongly advise Customers to obtain comprehensive travel insurance that includes coverage for cancellations, delays, and other disruptions caused by force majeure events.
8.2 Support for Exceptional Requests
Customers facing exceptional circumstances may contact VAS HOLIDAYS support to facilitate communication with third-party providers. While VAS HOLIDAYS cannot directly authorize refunds or modifications in such cases, it will endeavour to assist the Customer in accordance with the supplier’s policies and authorizations.
8.3 Loss of Personal Belongings
VAS HOLIDAYS is not responsible for incidents involving the loss of personal belongings, delayed or missing baggage, or similar issues. Customers must report such incidents immediately to the local authorities or the responsible service provider (e.g., airline or hotel) for resolution.
9. PRODUCTS
9.1 Flights
(a) Fare Rules and Ticket Conditions
Each flight ticket is governed by fare-specific rules established by the airline. These rules may include conditions such as non-cancellability, non-refundability, and other restrictions on itinerary changes or refunds. Customers are responsible for reviewing the applicable Flight Rules for their ticket before completing the booking.
(b) Change or Cancellation Requests
If you need to modify or cancel your travel plans, you must notify VAS HOLIDAYS promptly. Please note the following:
(c) Fees and Refunds
(d) Airline Authorizations for Refunds
Tickets eligible for refund or cancellation must often be submitted to the airline for authorization. This may extend the refund processing time. VAS HOLIDAYS will notify you of the estimated turnaround period when acknowledging your request. Please note:
(e) Name and Documentation Accuracy
(f) Check-In and Segment Rules
9.2 Hotels
(a) Cancellation and Amendment Policies
(b) Supplier-Initiated Changes or Cancellations
(c) Star Ratings and Hotel Information
(d) On-Spot Issues and Complaints
(e) Additional Charges and Nationality Restrictions
(f) Group Bookings
9.3 Transfer Services
(a) Compliance with Instructions
(b) Unforeseen Changes or Delays
(c) Changes or Cancellations by the Customer
(d) Traveling with Children
(e) Responsibility and Liabilities
9.4 Activities
(a) Compliance with Instructions
(b) Unforeseen Changes or Delays
(c) Changes or Cancellations by the Customer
(d) Supplier-Initiated Changes or Cancellations
(e) Responsibility and Liabilities
9.5 Car Rental
(a) Compliance with Policies
(b) Driver Restrictions
(c) Changes or Cancellations by the Customer
(d) Traveling with Children
(e) Responsibility and Liabilities
9.6 Dynamic Packages (Multidestinations; Transport + Hotel, or Any Other Combined Services)
(a) Independent Services within Dynamic Packages
(b) Unforeseen Changes to Services
(c) Change or Cancellation Requests by the Customer
(d) Customer Responsibility
9.7 Groups
(a) Group Booking Status
(b) Confirmation of Group Bookings
(c) Changes or Cancellations by the Customer
(d) Responsibility and Liabilities
9.8 Charters
(a) Charter Booking Status
(b) Confirmation and Applicable Policies
(c) Payment Methods and Deadlines
(d) Changes or Cancellations by the Customer
(e) Responsibility and Liabilities
9.9 AI Trips
(a) Purpose and Functionality
(b) User Responsibility
(c) Limitation of Liability
9.10 Ideas
(a) Marketing Purpose
(b) User Responsibility
(c) Saved Ideas
(d) Limitation of Liability
9.10 Cruises
(a) Cruises Booking Status
Once the reservation is confirmed, the booking status will show as Booking Completed, even if the payment
status is pending. However, the reservation remains conditionally confirmed and subject to automated cancellation if the full payment is not received by the specified Payment Limit date and time.
However sometimes cruises offers are processed on an ON-REQUEST basis, so it is necessary to wait for the final
confirmation from our support team.
(b)Confirmation and Applicable Policies
Once the cruise booking is confirmed, it will be subject to the cancellation and change policies accepted during the booking process, usually nonrefundable and not changeable. Customers must review these policies thoroughly before proceeding with the reservation.
(c)Unforeseen Changes or Delays
VAS HOLIDAYS is not responsible for delays, changes, or cancellations resulting from unforeseen circumstances, such as traffic disruptions or operational issues.
Customers must inform VAS HOLIDAYS’ support team immediately if issues arise. The support team will coordinate with local and third-party suppliers to determine whether the request can be accommodated. However, the final decision rests with the supplier, and VAS HOLIDAYS bears no liability for the outcome.
(d) Change or Cancellation Requests by the Customer
If you wish to modify or cancel a service within a Dynamic Package, you must submit a request toVAS HOLIDAYS. Changes or cancellations are not processed immediately. The support team will review your request, inform you of applicable conditions for each service, and provide any additional charges or refundable amounts.
Once confirmed, the updated status will reflect as Cancelled or display the amended details in the booking area.
(e)Responsibility and Liabilities
VAS HOLIDAYS is not responsible for:
Denied service due to failure to meet supplier requirements (e.g., documentation, age, credit card, anyon board taxes and charges such as service tips or other taxes).
Any additional fees imposed by the supplier for non-standard requests (e.g., services purchased on board).
(f) Customer Complaints
The Cruise ship company, acting as organizer, will be fully responsible for the proper performance of the cruise package. While VAS HOLIDAYS will make reasonable efforts to assist on handling any customer request or claim, the final outcome will always be subject to the handling of the supplier.
The client should always report their complaint while using the service and state any issues during the service.
(g) Compliance with Instructions
Customers are responsible for adhering to all instructions provided on the booking voucher. Failure to follow these instructions, including arrival times and meeting points, may result in the loss of the service or additional charges. VAS HOLIDAYS assume no liability for missed transfers due to non-compliance.
(h) Cruise Ship Conditions
In case of a cruise some of booking the details are also subject to the general conditions of the shipowners and organizers. For this reason, the customer should verify the terms and conditions of the Cruise Ship Company on their booking:
COSTA CRUISES: https://www.costacruises.eu/general-conditions.html
MSC CRUISES: https://www.msccruises.com/int/terms-conditions
CELEBRITY CRUISES: https://www.celebritycruises.com/legal-information
CELESTYAL CRUISES: https://celestyal.com/ie/terms-and-conditions
ROYAL CARIBBEAN CRUISES: https://www.royalcaribbean.ae/terms-and-conditions
NORWEGIAN CRUISE LINE: https://www.ncl.com/fr/en/about/terms-and-conditions
CARNIVAL CRUISE: https://www.carnival.com/about-carnival/legal-notice/termsandconditions
Cancellation and Amendment Policies
Flights
- Cancellation terms vary by airline and fare type.
- Non-refundable fares cannot be canceled.
- Amendments (e.g., date or passenger name changes) subject to airline rules.
- Amendment fees may include airline charges and VAS HOLIDAYS processing fees.
- Airline cancellation fees apply.
- Refunds depend on fare type (non-refundable or partially refundable).
- Refunds (if applicable) may be impacted by currency exchange rate variations.
Hotels
- Cancellation policies are determined by the hotel.
- Policies are outlined in the confirmation email.
- Last-minute cancellations may incur higher penalties.
- Amendments (e.g., date changes) are subject to hotel approval and availability.
- Hotel-specific fees may apply.
- Refunds are processed based on the hotel’s policy.
Charters
- 30% prepayment is non-refundable.
- Full payment is required 21 days prior to departure.
- No refunds for cancellations after final payment.
- Amendments are not guaranteed and subject to supplier approval.
- Non-refundable prepayment.
- Refunds depend on supplier-specific policies.
Dynamic Packages
- Each component (flight, hotel, etc.) follows its own cancellation policy.
- Amendments to individual components are subject to their specific policies and supplier approval.
- Refunds for individual components are processed based on supplier-specific policies.
Groups
- Group cancellation policies are defined during the booking process.
- Amendments for group bookings require supplier approval and may incur additional charges.
- Refunds (if any) are subject to supplier-specific policies.
Transfers
- Cancellations must comply with supplier-specific timelines.
- Amendments are subject to supplier approval and availability.
- Refunds for cancellations depend on the transfer supplier’s policy.
Activities
- Cancellations may be subject to supplier-imposed deadlines and penalties.
- Amendments (e.g., change of date) are subject to supplier policies.
- Refunds depend on the supplier’s policy and availability.
Car Rentals
- Cancellations are subject to the rental company’s terms.
- Amendments (e.g., driver details or rental dates) may incur additional charges from the supplier.
- Refunds for cancellations are processed as per the rental company’s terms.
10. Customer Service
(a) Office Hours and Contact Details
(b) Emergency Line
(c) Guidelines for Using the Emergency Line
(d) Limitations of Assistance
11. Governing Law and Dispute Resolution
(a) Governing Law
(b) Competent Court
(c) Amicable Resolution